For me personally I think it's just unnecessary (don't throw stones at me yet). I agree with the fact that there is also lack of knowledge, but come on...Except you have some very vital info you want to protect so much them you can use the authentication security. True, there are a lot of hacks and things going on, but I don't think any hacker will want to waste their time getting into my account. Let's leave two factor authentication for those who needs it. The truth is that if hackers want to hack, I don't think it will stop them.
But all the same, I really want to appreciate ESET and others for putting in the effort to ensure our online security. I guess I might need some extra security soon after posting this 😂