I recently downloaded 22.214.171.124 and a few days later I had my first panic crash. They are coming more often now and only while I am reading a webpage. Since It took a few times before I started thinking it might be Eset, I did not come to this forum until tonight and this has confirmed it for me. Also, it happened while on this forum and I actually looked at the log and indeed it is Eset proxy. I think some of you are right. There are probably thousands out there with the same problem but have not made the connection yet.