Wanted to add to another post- Someone else had a recent post RE "ESET Banking & Payment protection" (sic) (lower case p on mine) banking app opening itself. New install of smart security on a clean Win 7 32 bit compaq First ran Eset online scanner & realized I should uninstall Microsoft Security Essentials, during updates, banking icon appeared on desktop. (Later music icon appeared as well) Had opened no other programs or files) Also, had reached Eset.com via IE (no other browsers installed, memory was maxxed) & I was uneasy about possibility of Eset page being a ruse. There was a "My ESET" logo that looked dodgy. Besides pagefil, hiberfil, large number of files (ProgramData,Program, User, Windows) also unavailable to open to scan. boot sector, sys32\sysprep\panther, crypto\rsa\machinekeys,evt logs. Not feeling real confident here. Wants shut down (more updates) Do not want Win 10, trying to keep win7.